Homeowners who take one or more of the following steps to mitigate the risk of wind damage may be able to have their FAIR Plan wind deductible reduced or eliminated.
Windows: Install impact-resistant glass or shutters that close over window openings to prevent flying debris from breaking window panes.
Entry doors: Install at least three hinges and a dead bolt security lock with a bolt at least 1 inch long.
Garage doors: Install a garage door and track system that is labeled and rated for high wind pressures and debris impact.
Roof and foundation connections: Anchor the roof to the walls with metal clips and straps. The walls must also be properly anchored to the foundation, and, if the house is more than one story, the upper story wall framing must be firmly connected to the lower framing.
Source: MA FAIR Plan
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